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Vcents vs WOPA

WOPA and Vcents both work from WhatsApp, and both are for people paid directly by their own clients. The difference is how you pay for them, and what happens after the invoice goes out.

WOPAVcents
How you payA monthly plan, £9.99 to £14.99 a month, with a free tier of 3 invoices a month2% + 20p per payment you receive. No monthly fee
In a quiet monthThe plan still costs the sameYou pay nothing if nobody pays you
What it doesWrites and sends invoices from WhatsAppSends payment links and invoices, and tracks who has paid
Who still owes youYou check yourselfAsk “Who still owes me?” and get the list
How your client paysDepends on how you take paymentTaps the link and pays in their own banking app, or by card

WOPA details from its public website, checked November 2026.

Which one fits you

If you mostly need to send invoices and your clients already pay you by bank transfer, a flat plan can work. If you want the money and the list of who has paid in the same chat, and you would rather pay nothing in slow months, Vcents is built for that.

See exactly what Vcents costs on the pricing section.

Try it in the chat.

Message Vcents and it gets you set up in about a minute.

Say hi on WhatsApp