Your business already runs on WhatsApp.
Now your payments can too.
Every small business has the same thread: “here's my sort code”, “let me know when it lands”, “did you get it?” Vcents turns those messages into real payments. Send a customer a link in WhatsApp and get paid straight to your bank. Pay your suppliers the same way — without leaving the chat.
Scan to chat
+44 7344 670250
This is the whole product.
A real thread, recorded on a real phone. Ask for money in plain English, Vcents does the rest — and the receipt lands back in the chat.
Vcents Pay
Business account
From conversation to cash in three messages
The whole flow happens inside the chat your customer is already in.
Add the number
Vcents is a phone number in your contacts. No app store, no dashboard, no onboarding form to grind through.
Just say what you need
"Get £40 from Sarah for Tuesday's class." "Pay my plumber £180 — sort 04-00-04, acc 12345678." Vcents drafts the message and asks you to confirm.
Money lands
They authorise inside their own bank app, and the payment settles bank-to-bank over UK Faster Payments. Evenings and weekends included.
Built for how small businesses actually get paid
The same WhatsApp threads you've been using to share bank details, just turned into real payments.
One fee, published
2% + 20p per transaction. No monthly fee, no terminal rental, no contract and no minimum. You see the exact figure on every receipt, and the money settles into your own bank account rather than sitting with us.
Meet customers where they are
They already opened WhatsApp to book you. Don't send them to a separate checkout, a card form, a tap-to-pay terminal. The link sits in the chat. They tap, they pay.
Works both ways
Same bot, two directions. Use it to pay your suppliers, contractors, accountant, or landlord. One place for your money in and your money out.
Receipts in the thread
Every settled payment comes back as a branded receipt image, right there in the chat. Long-press to forward to your accountant.
Plain English, no menus
"Did Sarah pay yet?", "chase Tom for last week", "send £30 to my landlord". The bot adjusts to the way you ask things, not the other way round.
Bank-grade security
Customers authorise inside their own bank's app — the same login they'd use for their salary or rent. Vcents never sees card numbers or bank credentials.
Try it before your next invoice goes out.
Message +44 7344 670250 and Vcents will walk you through setup. Takes about a minute. No card details, no contract, no waiting list.
Talk to Vcents on WhatsAppScan to chat
+44 7344 670250