Compare
Vcents vs Stripe Payment Links
Stripe Payment Links give you a link to share and Stripe takes the payment. Vcents uses Stripe to process payments too. The difference is that a Payment Link has no memory of who it was for, and Vcents keeps that list for you in the chat.
| Stripe Payment Links | Vcents | |
|---|---|---|
| How you pay | Stripe’s fee on each payment, no monthly fee | 2% + 20p per payment you receive. No monthly fee |
| Making a link | In the Stripe dashboard or app, then copy it into a message | Type “Get £40 from Sarah for Tuesday” in WhatsApp |
| Who still owes you | Match payments in the Stripe dashboard against your own list | Ask “Who still owes me?” and get the list |
| Receipts | Emailed by Stripe | Land in the WhatsApp chat for both of you |
| Reminders | Not included | A daily or weekly message with what was paid and what is open |
Stripe details from its public website, checked November 2026.
Which one fits you
If you sell the same thing to strangers, one reusable Payment Link is hard to beat. If you charge the same clients every week and lose evenings working out who has paid, Vcents keeps that list for you.
See exactly what Vcents costs on the pricing section.
Try it in the chat.
Message Vcents and it gets you set up in about a minute.